Terms and Conditions

Our Services

Glencoe Life Insurance offers information, quotes and application help for term life insurance, whole life insurance, universal life insurance, final expense insurance, mortgage protection insurance and children's life insurance, as well as term conversion and reviews of existing policies.

Content on this site is general in nature. Eligibility, coverage and price are decided by the insurance company that issues a policy after reviewing your application.

Using This Website

You may use this site for lawful purposes and to learn about what we offer. The material here is educational and does not replace advice tailored to your circumstances.

Quotes and Estimates

Quotes given by phone are estimates that depend on the information you provide. They do not promise coverage or a particular premium, which are set through the issuing insurer's underwriting.

Coverage does not begin until an application is approved and any required initial premium is paid.

Ownership of Content

Text and other material on this site belong to Glencoe Life Insurance or are used with permission. They may not be reproduced for commercial use without written consent.

Disclaimers

This website is offered on an as-is basis. We aim to keep it accurate but do not warrant that it is complete or up to date. The terms, benefits and exclusions of any policy are stated in the contract issued by the insurer.

Limits on Liability

As far as the law allows, Glencoe Life Insurance is not responsible for indirect, incidental or consequential damages resulting from your use of this site.

Outside Links

Links to websites operated by others are provided for convenience. We do not control and are not responsible for their content.

Governing Law

These terms are governed by the laws of the State of Illinois, and any dispute will be handled under Illinois law.

Revisions

We may change these terms at any time by posting an updated version here and revising the date above.